Pandemic Relationships

Living Together, Separating, Divorcing: Surviving During a Pandemic

Author: Michael Lang

ZOOM for Affordable Divorce


Laury Adams, mediator and independent financial resource consultant, explains how to use video conferencing to manage your divorce during the pandemic.

“Sheltering in Place” that forces families together can also tear families apart. COVID-19 has drastically affected both stable and unstable relationships. People confronting divorce already feel a torrent of emotion, so when an unexpected crisis hits, that flood turns into a tsunami. It is difficult not to feel overwhelmed. Extreme emotions can result in either inappropriate, impulsive behaviors or paralyzed inaction. When it seems impossible to create positive outcomes, it is important not to worsen negative situations.

Prepare for an affordable ZOOM divorce:

  1. Think of how you can deal with conflict without “throwing gas on the fire.” Marriage partners are business partners. You will each need something from the other person. Communication is essential. If plans cannot be worked out together, seek the assistance of an appropriate professional. This is the time for online video conferencing.
  2. While you are in a marital relationship, remember that the assets and debts accrued by either party are characterized as “community,” (joint) unless gifts or inheritance.   During divorce, it is necessary to make full disclosure and verify values prior to negotiating a property division.  Whether living together or apart, either partner’s financial transactions have legal and tax consequences for the other. For example, if one partner withdraws money from a retirement plan, there will be tax consequences. If either person increases debts on credit cards, it is a community debt while still married.
  3. If you thought financial plans were unnecessary in the past, this is a time to change. Begin by creating a“financial photo,” an inventory to fully disclose everything you own and owe.  Your assets are resources to mutually agree on how they will be managed and used. Your debts are obligations you must pay. Who is contractually liable for mortgages, car loans, credit cards and other debts?
  4. Next create a“financial video,” a moving picture of what is coming in and going out.  A budget is a must even for those who have never used one.  If employment has been terminated, this drastically affects income. What money can you count on in the next 12 months?  Financial resources may be limited, so be realistic about your income.
  5. Expenses:This is the time to create two budgets. It is easiest to determine your current expenses. How have you been spending money during the last months? Now, it may be necessary to create a temporary minimal budget. Start with the essential committed expenses like home mortgage, utilities, auto payment, insurances, gas, food and prescriptions.  How can expenses be reduced – entertainment, clothing, eating out, etc.?  Look at the needs of all family members and prioritize the absolute necessities. “Wants” can be put on a “later” list. Although debts must be paid, make sure your family is assured of food and shelter before making payments to creditors. Call lenders and try to reduce terms for paying your balances.
  6. Tasks: How will your budget be implemented and monitored? Decide on how family members will be responsible and accountable.
  7. If you have dependents in the household, have honest talks about your situation. Form a Financial Committee to use teamwork for temporarily altering the way you live.
  8. Arrange occasional rewards – a popcorn party while renting a current movie, a fast-steppin’ line dance lesson with lively music, or a time playing games with friends via ZOOM.
  9. Arrange a “Parent Care & Share Schedule” so both parents will not be on duty 24/7. Use a color-coded calendar so children know what parent is in charge during the waking hours.

There is no doubt COVID-19 is an external crisis that increases burdens for those already in distress.  By using your computer for video conferencing, assistance is just a click away.

Prepare for working with you mediator or attorney by using Divorce Savvy Saves Money, unique software to make divorce understandable and affordable! For detailed instructions on handling the financial aspects of divorce, watch the seven-minute video on the website,   No fee or registration is required. The program gives step-by-step instructions for creating an Inventory of Assets and Liabilities. Embedded formulas quickly calculate options for a property settlement.  Worksheets are included for creating budgets and parenting.  Your information will be ready for ZOOM screen sharing to save time and money!

When divorce is inevitable, using this program with a divorce professional makes it possible to leave your marriage with your dignity intact and money in your pocket.

Laury Adams, Houston, Texas

originally published: May 17, 2020

Child-friendly tips for separated parents during the COVID-19 crisis

Our colleague, Dr. Dale Bagshaw, offers practical advice and helpful tips for parents to help and guide their children during the lock-down.

When families separate, it can be a sad time for some people, especially for the children, and for parents and grandparents when separated from their children or grandchildren after the break-up. This sadness can increase if children are physically separated from one parent and their grandparents and other members of their extended family during a COVID-19 virus’ lock-down’ period.

Children caught up in the conflict and tension of a family break-up may feel anxious, sad, confused, left out, angry, depressed, or even torn between parents who are dealing with anger and other stresses associated with separation – and these feelings can intensify during the current crisis.

Although this can be a stressful time, try not to fight or argue in front of the children, face-to-face, or when on the phone, as it will increase their anxiety.

Depending on the age of the children, separated families may be able to arrange for children to have meaningful time in each parent’s household, depending on the distancing rules that are placed in your location. If that is not possible, encourage the children to have meaningful and regular contact with both parents and their grandparents – face to face is best but regular contact by telephone (face time), skype or zoom, emails and/or letters can reassure children that they are wanted and loved.

If parents are able to settle their differences and treat each other with respect, it will be reassuring for children to see their parents cooperating during this otherwise stressful time.

Remember that grandparents, uncles, aunts, and cousins are very important sources of support for children. Phone calls, emails, cards, or a visit can help children to stay connected and feel that they are still part of a family. Make sure that your children can feel free to contact their relatives on both sides of the family – children grieve when they are not able to see people that they are close to.

If you have another partner after separation, and there are children from different families, make sure that they all feel loved and included.

If you are able, take the time to play with your children every day.

If any of your children show signs of being depressed, make sure that you get help for them from someone they love and trust or an expert children’s counsellor – some may Be working online via zoom or skype.

If you, as a parent, are physically unable to be with your children, arrange to spend time with friends or family so that you do not feel lonely, and the children are reassured that you are OK.

If a problem arises, get the facts and make a plan; don’t worry alone – talk to others and ask for help. If you feel depressed or anxious, make sure that you get help from your friends or family – you can also ring a telephone Helpline.

While children, in general, like to see their parents together, there are circumstances when this may not be safe or of benefit for the children. If you and/or your children have experienced violence and abuse, you should not think that you need to spend time with your abusive partner for the benefit of your children. If you or your children feel unsafe, receive threats or experience violence or abuse, contact your Emergency phone number or a Domestic Violence Helpline.”

Dale Bagshaw, Adelaide, Australia


image by aaron burden,

Commitment over perfection is the way to go

We share reflections from a mediator and quarantined mom, Sarah Ater, from Mombasa, Kenya who reminds us that we are all in an unfamiliar place, without the accustomed routines of daily life to anchor us.


Recently, a friend asked how it is at my home with all this staying at home. She said she was wondering whether I encounter any conflict and if I handled it perfectly. She imagined that my home was an isle of peace. After a good laugh, I reminded her that I actually loved conflict and I particularly liked how conflict could bring about new beginnings.

We talk lots- my children and I. Perhaps it’s more of me doing the talking, which is not ideal but it still goes a long way. We know what each one of us likes or dislikes and we try to make our lives compatible. However, there are bad days, worse days, and even worst days when we completely want to get rid of each other- at least, that’s what I sometimes feel like. Today, we just had the third set of 21-day lockdown announced. After 42 days indoors, we are now looking at spending 63 days with each other without much choice.

I am fortunate to have some space around the house. So I can spend time in another room or ask them to go play outside. That helps me relax and keep my boat steady as Delma Sweeney would say. Finding balance and keeping peace at home at this time can be difficult even for mediators like myself. Sometimes, we say or do things that aggravate situations or even create undesirable scenes. Later when we look back, we see that we could have acted differently.

So even though I am not perfect, I don’t beat myself because faltering and falling is part of the journey. So long as I stay committed to the journey, it’s okay because my commitment will triumph!

Sarah Ater is a practising mediator in Mombasa, Kenya. A lover of conflict and words, she uses words to share stories about her experiences in conflict and with people in conflict.

Image by francesco patrinostro,

I am no good at making masks, so how can I pitch in during the pandemic?

My son Jacob, an artist, is a member of Idea Fab Labs-Santa Cruz, a “member-driven creation zone.” With a laser cutter he had used for art projects, he cut out material for 5000 face masks. And, he and other artists at the collaborative, are using 3-D printers to produce plastic face shields. This sort of altruistic response to the needs of first responders and health care workers has been repeated countless times throughout the country, and I am sure in other nations. Those who can, do.

But, I wondered, what could I contribute? Donating to food banks and other causes, certainly. Is there something more I could do, as part of the human community that might make a difference?

As I was considering these questions, Peter Nicholson proposed a book about managing differences in families who are under incredible stress as their lives have been turned upside down as a result of the coronavirus. And, in that instant, the desire to be helpful and the means to do so came together.

And, it turns out, I wasn’t the only family practitioner with a similar desire. Within 2 weeks, Peter and I had recruited more than 70 experts to contribute their advice and tips as part of a book, Living Together, Separating, Divorcing: Surviving During a Pandemic. In the end, to produce this book required the selfless efforts of over 80 people—authors, designers, editors, illustrators.

We directed our advice to three family situations:

  • living together, trying to manage parenting, working from home, home schooling and unsettled finances;
  • living together, and managing the same challenges, but one or both of the couple have decided to separate and end the relationship; and
  • separated or divorced and grappling with new methods for co-parenting and dealing with changes in their economic situation for one or both.

In the outstanding collection of essays, there are tips for managing disagreements, guidelines for handling children’s needs, information about finances, and even a recipe for Quarantine Cookies.

Everyone involved has participated generously, invested their time and creativity to produce a book that we all hope will make a difference.

As editor, along with my fellow contributors, owe a huge debt to the efforts of Peter Nicholson and employees at his company, OGX. As volunteers, they designed and produced the book, developed the companion website and created promotional material. Visit: Email:

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